All the 95’s I’ve seen (not very many) have either been red or black. The two tone thing seems to have started in 96. However, go to the catalog scans section, look at the next to last page of the 95 Homegrown Catalog. It’s got a guy on a two tone hardtail that looks a little like yours. Plus, the 96 and 97 two tone colors are reversed from yours.
I would guess yours is a rare paint job. It’s been evidenced many times before that there are Homegrowns out there that aren’t in the catalogs. Yours looks great!